BBC Learning English Podcast

#298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank accounts from Bask, United and Alaska, the new Bank of America and Alaska transfer partnership, Silo’s brokerage rewards program, and Symphony’s higher-yield approach. Plus, the welcome offers ending this fall that change the first-year math, and a short interview with Symphony's founders. Link to Full Show Notes: https://chrishutchins.com/earn-points-on-savings/ Partner Deals NetSuite: ⁠Free KPI checklist to upgrade your business performance LMNT: ⁠Free sample pack of my favorite electrolyte drink mix DeleteMe: ⁠20% off removing your personal info from the web Zocdoc: Find and instantly book a doctor you love today MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Silo Markets (←…

#297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics that make people light up, and the three levels of conversation that lead to deeper connection. Vanessa Van Edwards is a behavioral researcher, bestselling author of Captivate and Cues, and founder of Science of People. She teaches at Harvard, and her new book, Conversation: How to Connect with Anyone and Make Every Interaction Count, is available now. Link to Full Show Notes: https://chrishutchins.com/vanessa-van-edwards-better-conversations/. Partner Deals Bilt Rewards: ⁠Earn the most valuable points when you pay rent Fora: Become a Fora Advisor today Gusto: ⁠Free 3-month trial of the #1 payroll software Fabric: ⁠Affordable term life insurance for you and your family Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our…

#296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and MVNOs, the math behind "free phone" deals, the few features only AT&T, Verizon and T-Mobile still offer, and his shortlist of the best unlimited plans. He also shares the cheapest backup line for two-factor texts, a $20 home internet backup, how to think about cell phone insurance, and the smartest way to buy a new iPhone. Link to Full Show Notes: https://chrishutchins.com/best-cell-phone-plans-2026 Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Fora: Become a Fora Advisor today Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: ⁠20% off removing your personal info from the web Zocdoc: Find and instantly book a doctor you love today For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals…

#295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel for a family, the rise of massive card-member flight discounts, when to pay cash vs. points, and some of his favorite—and most unusual—redemptions. Meghan Coyle and Sally French are the hosts of NerdWallet's Smart Travel podcast, a weekly show on travel news, loyalty programs and travel credit cards that helps listeners travel more and pay less. Link to Full Show Notes: https://chrishutchins.com/award-flights-card-strategy-nerdwallet Partner Deals Gusto: ⁠Free 3-month trial of the #1 payroll software Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Wispr Flow: ⁠Try effortless voice dictation for free Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our…

#294: Chris breaks down everything he's learned going all in on World of Hyatt. He covers the brands and footprint, earning points with Hyatt credit cards and transfers, what points are really worth, every status tier and milestone reward, and how to get Globalist treatment without having status. Link to Full Show Notes: https://chrishutchins.com/world-of-hyatt-deep-dive Partner Deals ElevenLabs: Build an experience your customers will love Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 MasterClass: ⁠Learn from the world's best with 15% off DeleteMe: ⁠20% off removing your personal info from the web NetSuite: ⁠Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned World of Hyatt Gondola Frequent Miler Reasonable Redemption Values rooms.aero seats.aero Hyatt Concierge on X ATH Podcast #167: Best Tools for Booking Hotels with Points & Miles with Greg…

#293: Learn to make your home healthier by focusing on the environmental factors that actually matter. Chris and Dom break down how to improve air and water quality, ventilation, mold prevention, lighting, and EMF exposure, plus what to prioritize in your bedroom, which popular healthy-home products to avoid, and the best upgrades at any budget. ⁠Dom Francks⁠ is the General Manager of ⁠Lightwork Home⁠, a Stanford-trained engineer, and former climate-tech product leader. Link to Full Show Notes: https://chrishutchins.com/healthy-home-air-water-light-dom-francks/. Partner Deals Gusto: ⁠Free 3-month trial of the #1 payroll software Wispr Flow: ⁠Try effortless voice dictation for free Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fora: Become a Fora Advisor today Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Articles & Guides The…

#292: What happens to your points and miles when you die? And how can you make sure they don’t disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you’re already dealing with a loved one’s rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Haven: ⁠Skip the waitlist for the best sauna⁠. Bilt Rewards: ⁠Earn the most valuable points when you pay rent Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals…

#291: Behavioral social scientist Arthur Brooks joins Chris to reveal why success and happiness follow different rules as we age. They dig into fluid vs. crystallized intelligence, success addiction and dopamine, the reverse bucket list, and how to actually buy happiness. Arthur C. Brooks is a Harvard Professor, musician, and columnist for the Atlantic, where he writes the weekly "How to Build a Life" column. He is the bestselling author of numerous books on happiness and human flourishing. Link to Full Show Notes: https://chrishutchins.com/arthur-brooks-happiness-success-purpose/ Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: ⁠Get 20% off personalized, legally binding estate plans Zocdoc: Find and instantly book a doctor you love today NetSuite: ⁠⁠Free KPI checklist to upgrade your business performance Quince: Affordable luxury essentials with free shipping + 365 day returns For all the deals, discounts and promo codes from our partners, go to:…

#290: Chris and Brian break down the biggest trends reshaping points and miles. They discuss new ways to earn transferable points without a credit card, the award search tools worth using right now, a six-month check-in on Bilt, and what's coming next for premium cards. Link to Full Show Notes: https://chrishutchins.com/new-rules-points-miles-2026/⁠ Partner Deals DeleteMe: ⁠20% off removing your personal info from the web NetSuite: ⁠Free KPI checklist to upgrade your business performance Fora: Become a Fora Advisor today Trust & Will: ⁠Get 20% off personalized, legally binding estate plans MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Award Search & Points Tools Seats.aero Points Path (15% off with ALLTHEHACKS15) PointsYeah Earning Points Beyond Credit Cards Symphony Silo Markets Rove X Money ATH Podcast #89: Booking Flights with Points and All Things Award Travel with Tiffany Funk…

#289: Chris and Amy booked a last-minute week in Bora Bora that would have cost over $20,000, almost entirely on points. They break down how it came together, why they chose Bora Bora over Fiji, the Marriott award search quirk that hid available rooms, flying business class in both directions by mixing two airlines, and using card travel credits on the inter-island flights. Then, three nights in, they decided to abandon the deal and pay more to switch resorts. They compare and rank the major Bora Bora resorts, weigh points versus cash, and explain what makes French Polynesia one of the easiest long-haul trips from the West Coast. Link to Full Show Notes: https://chrishutchins.com/bora-bora-on-points-2026/ Partner Deals Haven: Skip the waitlist for the best sauna. Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Bilt Rewards: ⁠Earn the most valuable points when you pay rent Superhuman: ⁠Free month of…

#288: Chris breaks down exactly where to park your cash to earn the most, whether you have $10,000 or a few million. From high-yield savings accounts and Treasury ETFs to brokerage bonuses and cash management accounts, he explains the tradeoffs that actually matter—and why the highest advertised interest rate isn't always the best choice. He also shares the interactive tool he built to compare nearly 100 cash options based on your specific situation. Link to Full Show Notes: https://chrishutchins.com/where-to-put-your-cash-2026 Partner Deals Wispr Flow: ⁠Try effortless voice dictation for free Quince: Affordable luxury essentials with free shipping + 365 day returns DeleteMe: ⁠20% off removing your personal info from the web Trust & Will: ⁠Get 20% off personalized, legally binding estate plans Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Chris's Cash Options…

#287: Chris and Brad Barrett revisit "Die With Zero" and confront how much harder Bill Perkins' ideas are to live than to agree with. They dig into when frugality flips from superpower to liability, the maximizer's struggle to let go, optimizing for the perfect Tuesday over the once-a-year trip, and giving money to your kids while it still matters. Brad is the co-host of the ChooseFI podcast and co-author of Choose FI: Your Blueprint to Financial Independence. Link to Full Show Notes: https://chrishutchins.com/die-with-zero-revisited-brad-barrett/ Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Bilt Rewards: ⁠Earn the most valuable points when you pay rent MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned…

#286: With credit card fees climbing, credits getting harder to use, and points constantly devaluing, it's fair to ask whether earning points and miles is even worth it anymore. In this AMA, Chris breaks down why the fees are still worth it for him (and who they're not worth it for), common mistakes to avoid when running the numbers, and when cash back makes the most sense. He also walks through how to start from scratch, when a high annual fee actually pays for itself, and how to squeeze more out of overlooked spending categories. Link to Full Show Notes: https://chrishutchins.com/are-points-worth-it-ama Partner Deals Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS Trust & Will: ⁠Get 20% off personalized, legally binding estate plans Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS NetSuite: ⁠Free KPI checklist to upgrade your business performance Wispr Flow: ⁠Try effortless voice dictation for free For all the deals, discounts and promo…

#285: Bill Perkins joins Chris to unpack what dying with zero really means in practice. They discuss why net fulfillment matters at every stage of life, which experiences are worth prioritizing now, how to bank memory dividends, the questions to ask yourself before spending (or saving), and how to solve for maximum fulfillment. ⁠Bill Perkins⁠ is a hedge fund manager, energy trader, and author of the international bestseller ⁠Die With Zero. Link to Full Show Notes: https://chrishutchins.com/bill-perkins-net-fulfillment-beats-net-worth⁠ Partner Deals Haven: ⁠Skip the waitlist for the best sauna⁠. Gelt: ⁠⁠Skip the waitlist on personalized tax guidance to maximize your wealth⁠ Copilot Money: ⁠⁠Free 2 months access to my favorite personal finance app with code HACKS2⁠ DeleteMe: ⁠⁠20% off removing your personal info from the web⁠ Mercury: ⁠Help your business grow with simplified finances⁠ For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠ Resources Mentioned Bill…

#284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table. Link to Full Show Notes: ⁠https://chrishutchins.com/hidden-credit-card-benefits-2026/⁠ Partner Deals Fora: ⁠Become a Fora Advisor today⁠ Bilt Rewards: ⁠⁠Earn the most valuable points when you pay rent⁠ Mercury: ⁠Help your business grow with simplified finances⁠ Quince: ⁠Affordable luxury essentials with free shipping + 365 day returns⁠ LMNT: ⁠⁠Free sample pack of my favorite electrolyte drink mix⁠ For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠ Resources Mentioned Tools & Apps ⁠CardPointers: 30% off⁠ (50% off for ⁠ATH Members⁠) ⁠GigSky⁠ ⁠The Cultivist⁠ Benefit Programs ⁠Sapphire Tables (via OpenTable)⁠ ⁠Resy⁠…

#283: Learn exactly when to buy travel insurance and when your credit cards already have you covered. Chris breaks down what travel insurance covers, how those benefits compare to the coverage built into popular credit cards, and when it makes sense to buy additional protection. Plus, what US health insurance actually covers abroad, and specialty policies worth getting for medical evacuation, scuba diving, and trips off the beaten path. Link to Full Show Notes: ⁠https://chrishutchins.com/travel-insurance Partner Deals Zocdoc: ⁠Find and instantly book a doctor you love today⁠ DeleteMe: ⁠⁠20% off removing your personal info from the web⁠ Gelt: ⁠⁠Skip the waitlist on personalized tax guidance to maximize your wealth⁠ Wispr Flow: ⁠⁠Try effortless voice dictation for free⁠ Fabric: ⁠⁠Affordable term life insurance for you and your family⁠ For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠ Resources Mentioned Credit Cards: Best Cards Page ⁠June's Best Welcome Offers⁠…

#282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the hidden cost of optimization, the role AI plays in amplifying it, and how he's learning to focus on what actually moves the needle. Link to Full Show Notes: https://chrishutchins.com/optimizing-is-my-kryptonite/ Partner Deals NetSuite: ⁠⁠Free KPI checklist to upgrade your business performance⁠ Superhuman: ⁠⁠Free month of the fastest and best email with code ALLTHEHACKS⁠ Green Chef: ⁠⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS⁠ Upwork: ⁠⁠Free job posting to find, hire, and pay top freelance talent⁠ Mercury: ⁠⁠Manage, move, and grow your money⁠ For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠ Resources Mentioned Articles & Podcasts ⁠Every⁠ After Automation: ⁠Article⁠ | ⁠Podcast⁠ Tools & Apps ⁠PointsPath⁠ (use code ALLTHEHACKS15 for 15%…

#281: Chris shares the full playbook he used to take control of his health after digging into his biomarkers. He breaks down which tests are actually worth your money and when each one matters. Plus, how he built a personal health AI from his own medical records to surface what doctors missed. Link to Full Show Notes: ⁠https://chrishutchins.com/personal-health-ai-diagnostics/.⁠ Partner Deals DeleteMe: ⁠⁠20% off removing your personal info from the web⁠ Fora: ⁠Become a Fora Advisor today⁠ Copilot Money: ⁠⁠Free 2 months access to my favorite personal finance app with code HACKS2⁠ Gelt: ⁠⁠Skip the waitlist on personalized tax guidance to maximize your wealth⁠ Bilt Rewards: ⁠⁠Earn the most valuable points when you pay rent⁠ For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠ Resources Mentioned Doctors & Medical Practices ⁠PrimaryMD⁠ ⁠One Medical⁠ ⁠Blueberry⁠ ⁠Zocdoc⁠ Biomarker & Blood Testing ⁠Function Health⁠ ⁠SuperPower⁠ ⁠InsideTracker⁠ ⁠InstaLab⁠ ⁠Ulta Lab Tests⁠…

#280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your credit score matters far less than what's on your report, and the real factors driving denials, from credit-to-income ratios to recent inquiries to each issuer's internal model. He also walks through what to do before you apply, how to sequence applications across issuers, and the right moves to make after a denial. Link to Full Show Notes: https://chrishutchins.com/credit-card-approval-strategy Partner Deals Quince: ⁠Affordable luxury essentials with free shipping + 365 day returns⁠ Mercury: ⁠Help your business grow with simplified finances⁠ Wispr Flow: ⁠⁠Try effortless voice dictation for free⁠ Fabric: ⁠⁠Affordable term life insurance for you and your family⁠ LMNT: ⁠⁠Free sample pack of my favorite electrolyte drink mix⁠ For all the deals, discounts and promo codes from our partners, go to:…

#279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing remains psychologically difficult, how to think about global diversification, when to reevaluate your portfolio, and the risks most investors still overlook. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of five books on investing, including his newest, Risk and Reward. He's the creator of the blog A Wealth of Common Sense and co-host of the Animal Spirits podcast. Link to Full Show Notes: https://chrishutchins.com/risk-market-volatility-ben-carlson Partner Deals Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Upwork: ⁠Free job posting to find, hire, and pay top freelance talent DeleteMe: ⁠20% off removing your personal info from the web Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS…

#278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we work, learn, create, and relate to each other. They dig into why Chris has abandoned OpenClaw, the architecture mistakes almost everyone is making, and what happens when the subsidies on all these tools eventually go away. Anish Acharya is a general partner at Andreessen Horowitz, where he leads consumer and AI-native investing. Link to Full Show Notes: https://chrishutchins.com/ai-tools-spreadsheets-anish-acharya/ Partner Deals Bilt Rewards: ⁠Earn the most valuable points when you pay rent Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS NetSuite: ⁠Free KPI checklist to upgrade your business performance Mercury: ⁠Manage, move, and grow your money Fora: Become a Fora Advisor today For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals…

#277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost, credit card benefits most travelers don't know they have, the best places to shop in Japan right now, and how to navigate Disney Tokyo without losing your day to four-hour lines. Link to Full Show Notes: https://chrishutchins.com/japan-with-kids-er-visit-tokyo-disney/ Partner Deals Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family DeleteMe: ⁠20% off removing your personal info from the web Storyworth: Share your mother's stories in a custom book (+ up to $20 off) For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Flights & Award Booking Japan Airlines Finnair Avios…

#276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with kids, Chris' AI-powered trip planner, and more. Link to Full Show Notes: https://chrishutchins.com/50k-points-japan-trip Partner Deals Upwork: ⁠Free job posting to find, hire, and pay top freelance talent Wispr Flow: ⁠Try effortless voice dictation for free Fora: Become a Fora Advisor today MasterClass: ⁠Learn from the world's best with 15% off Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Flights & Award Booking Japan Airlines Finnair Avios American Airlines Award Tool Seats.aero Hotels Park Hyatt Tokyo Hilton Tokyo Bay Disney Ambassador Hotel Airbnb Activities teamLab KidZania Tokyo Disneyland Tokyo DisneySea Luggage & Transportation Yamato Transport RideSafer Travel Vest Suica Card…

#275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust online, and what all of this means for jobs, creativity, and human connection. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/using-ai-tools-today-kevin-rose Partner Deals Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS NetSuite: ⁠Free KPI checklist to upgrade your business performance Quince: Affordable luxury essentials with free shipping + 365 day returns Bilt Rewards: ⁠Earn the most valuable points when you pay rent Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to:…

#274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents that made credit cards wildly profitable, why loyalty programs are worth more than the airlines, the psychology behind why you keep hoarding points, and more. Link to Full Show Notes: https://chrishutchins.com/history-of-points-and-miles Partner Deals Storyworth: Share your mother's stories in a custom book (+ up to $20 off) Fabric: ⁠Affordable term life insurance for you and your family Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Movie: The Man From The Diners Club Book: Mileage Maniac by Steve Belkin Video: How Airlines…

#273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions might reveal what you actually want, and more. Derek Sivers is an entrepreneur, writer, and self-proclaimed "slow thinker" best known for founding CD Baby, which he sold for $22M and gave the proceeds to charity. He’s since dedicated his life to creating, learning, and writing books like Hell Yeah or No. Link to Full Show Notes: https://chrishutchins.com/derek-sivers-stop-overthinking-make-better-decisions Partner Deals Mercury: Help your business grow with simplified finances Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS Upwork: ⁠Free job posting to find, hire, and pay top freelance talent Gusto: ⁠Free 3-month trial of the #1 payroll software Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our…

#272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and decide between portals vs. transfers, plus the mindset shifts that make the whole process work. Link to Full Show Notes: https://chrishutchins.com/booking-travel-with-points-and-miles-2026 Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: ⁠Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web Wispr Flow: ⁠Try effortless voice dictation for free Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Award Search Tools AwardTool ($20 off annual plans with code ALLTHEHACKS) point.me (20% off annual plans with code ALLTHEHACKS20) PointsYeah Seats.Aero Points Path…

#271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI as a thinking partner, and why systems beat motivation every time. Sahil Bloom is a writer, entrepreneur, and investor. He wrote The 5 Types of Wealth, publishes the newsletter The Curiosity Chronicle to nearly a million readers, and is the Founder of the men's skincare line Wild Roman. Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-stop-over-optimizing-life Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Mercury: ⁠Manage, move, and grow your money LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Sahil: Website |…

#270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full Show Notes: https://chrishutchins.com/ski-trips-ai-home-design-health-finances-amy Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent For all deals, discounts, and promo codes from our partners, visit: chrishutchins.com/deals Resources Mentioned Delta SkyMiles® Reserve American Express Card Ski & Travel Epic Pass Woodward Vrbo Kirkwood Etekcity Luggage Scale AI Tools Gemini Claude ChatGPT Nano Banana Google Sites Bee Limitless Pendant Wispr Flow Deep Personality Home Gadgets Skylight Aura Frames Paprika Ratio Eight…

#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using multiple AI agents to optimize his work and life. Link to Full Show Notes: https://chrishutchins.com/transfer-bonuses-hyatt-devaluation-ai Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gusto: Free 3-month trial of the #1 payroll software Mercury: Manage, move, and grow your money Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants ChatGPT OpenClaw Gemini Claude | Claude Cowork Oura Ring OpenSnow Gridfinity JAL USA CARD Rove Miles Transfer Bonuses in March 2026 Citi → Wyndham: 25% bonus (ends 3/21) Amex → Avianca…

#268: Learn why setting big goals might actually be holding you back and what to do instead. Chris and Anne-Laure explore how to replace goal-setting with tiny, low-risk experiments that lead to more growth, more joy, and less burnout. Anne-Laure Le Cunff is a neuroscientist, writer, and founder of Ness Labs, a learning community at the intersection of science and self-development. She is the author of Tiny Experiments and publishes a weekly newsletter on mindful productivity, creativity, and growth. Link to Full Show Notes: https://chrishutchins.com/tiny-experiments-anne-laure-le-cunff/ Partner Deals Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our…

#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending categories, and the apps he uses to stay on top of it all. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2026/ Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2026/ Partner Deals MasterClass: Learn from the world's best with 15% off Wispr Flow: Try effortless voice dictation for free Mercury: Manage, move, and grow your money Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned CardTool App (Free access here) ⁠Credit Card Holder Wallet⁠ 1Password Blog Posts Premium Card Worksheet How to maximize your Hilton cards 6 reasons to avoid booking through an online travel agency…

#266: Chris and Maya break down the science-backed tools that make change easier and more intentional. They explore why most people misunderstand change, how to anchor your identity to your deeper “why,” and practical tools to break out of rumination and navigate uncertainty. Maya Shankar is the bestselling author of The Other Side of Change, and hosts the podcast A Slight Change of Plans. She previously served as a Senior Advisor in the Obama White House, where she founded and led the White House Behavioral Science Team. Link to Full Show Notes: https://chrishutchins.com/navigating-change-maya-shankar Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Gusto: Free 3-month trial of the #1 payroll software Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to:…

#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes. Link to Full Show Notes: https://chrishutchins.com/how-to-build-with-ai-tools Partner Deals Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Mercury: Help your business grow with simplified finances NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants ChatGPT OpenClaw Gemini Claude AI Coding & Building Tools Replit Lovable Cursor Codex Productivity &…

#264: Learn how the Bilt ecosystem works, from earning Bilt Rewards to the new cards, transfer partners, perks, and where the real value is. Whether you’re new or already earning, this is a practical guide to using Bilt strategically and avoiding common mistakes. Link to Full Show Notes: https://chrishutchins.com/bilt-ecosystem-explained Partner Deals DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Shopify: $1/month trial for the easiest e-commerce platform Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Wispr Flow: Try effortless voice dictation for free For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Bilt Cash Bilt Travel Portal Bilt Dining Bilt Home Design Collection Complimentary BLADE…

#263: Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts, business cards, cash-back alternatives, and how to decide when a card (or perk) is actually worth it. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-simplified-credit-cards Partner Deals Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page Alaska Airlines Visa® American Express® Green Card American Express Platinum Card for Schwab Atmos™ Rewards Summit Visa Infinite® Card…

#262: Learn how to navigate major changes in points and miles while maximizing travel rewards in 2026. Chris and Brian M cover Bilt 2.0, the Mesa card shutdown, how to evaluate annual fees, find award availability, and what’s likely (and unlikely) to change this year. Link to Full Show Notes: https://chrishutchins.com/latest-on-points-miles-january-2026 Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Thrive Market: 30% off your first order of organic groceries + a free $60 gift NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt World Elite Mastercard® (Rates and fees here) Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Rove Miles Silo Markets Rakuten…

#261: Chris and Kevin reflect on 2025’s biggest wins and lessons, then dive into how they're planning 2026. They share their goals, the tools they're using, and why they're designing a year that’s easier, not just more optimized. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/reflecting-and-planning-2026 Partner Deals Wispr Flow: Try effortless voice dictation for free LMNT: Free sample pack of my favorite electrolyte drink mix Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources…

#260: Chris distills the most powerful lessons from over 50 episodes in 2025 into 10 actionable takeaways that changed how he thinks about money, time, health, relationships, purpose, and more. Link to Full Show Notes: https://chrishutchins.com/top-takeaways-2025-optimize-money-travel-life Partner Deals Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Die With Zero: Getting All You Can from Your Money and Your Life ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net…

#259: Learn how to pick the challenges in life that actually matter. We break down how to stop optimizing for the wrong things, why values trump goals in decision-making, practical strategies for building real friendships, and more. Mark Manson is the bestselling author of The Subtle Art of Not Giving a F*ck (20M+ copies sold). He hosts the Solved podcast, writes the newsletter Your Next Breakthrough, and co-founded Purpose, an AI tool for exploring purpose and values. Link to Full Show Notes: https://chrishutchins.com/mark-manson-purpose-and-meaning Partner Deals Bilt Rewards: Earn the most valuable points when you pay rent Thrive Market: 30% off your first order of organic groceries + a free $60 gift Fabric: Affordable term life insurance for you and your family Copilot Money: Get 26% off my favorite personal finance app Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned…

#258: The 5 biggest mistakes Chris has made in his points & miles journey. He dives into the hidden cost of status, the math behind point values, the power of opportunity cost, and why hoarding points quietly destroys value. Link to Full Show Notes: https://chrishutchins.com/top-5-points-and-miles-mistakes Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Presentation Slides Credit Cards US Bank Altitude® Reserve Visa Infinite® Card Robinhood Gold Card The Atmos™ Rewards Visa Summit Card Citi® / AAdvantage® Executive World Elite Mastercard® Citi® / AAdvantage Business™ World Elite Mastercard®…

#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and home-improvement credits. We also run through all the credit card, points and miles deadlines to hit before 12/31. Link to Full Show Notes: https://chrishutchins.com/end-of-year-financial-checklist-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Aura Frames: $35 off the best digital frames with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' End of Year Checklist…

#256: We break down the simplest, most effective ways to build stronger friendships and stay connected as an adult. Plus, learn how to build a personal website, host better events, send a friends newsletter, book a cruise on a budget, and so much more. Nick Gray is an entrepreneur and author who built and sold two successful companies, Flight Display Systems and Museum Hack. His YouTube and short-form videos have reached over 55 million views. Link to Full Show Notes: https://chrishutchins.com/build-meaningful-relationships-nick-gray/ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent Storyworth: Share your family stories in a custom book (+ $10 off) LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick: X | Website | Friends…

#255: Here are 100+ holiday gift ideas across tech, kitchen, home, clothing, fitness, kids, and games. I’ll also share tools and tactics to help you find deals and spend less this holiday season. For all the products, links, deals and more, check out the full 2025 Gift Guide here: https://chrishutchins.com/gifts Link to Full Show Notes: https://chrishutchins.com/gift-guide-2025 Partner Deals DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: ⁠20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned 2025 Gift Guide: Find all the products, links, deals and more at…

#254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel. Link to Full Show Notes: https://chrishutchins.com/ama-amy-marriage-parenting-health Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Storyworth: Share your family stories in a custom book (+ $10 off) DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Rakuten ($50 bonus here) M is for Money by Rob Phelan BoA Museums on Us How We Spend Our Time Chart Priority Pass Cultural Care Au Pairs (Get $250 off here) Family Heart Foundation Fortify5 Vuori (Get 20% off here) ATH Podcast Ep #114: Money Talks: Navigating Uncomfortable Conversations with…

Partner Deals Long Angle: Join a free private community for high net worth investors Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals #253: My top 10 takeaways from a retreat for high-net-worth investors, which will cover investing, managing risk, investing in your health, building meaningful relationships, parenting with purpose, and defining success in a way that goes far beyond money. Tad Fallows is the co-founder of Long Angle, a private community for investors with more than $2.2 million in assets. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies. Link to Full Show Notes: https://chrishutchins.com/10-lessons-wealth-health-happiness Partner…

Partner Deals Long Angle: Join a free private community for high net worth investors Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals #252: Chris and Nick share strategies to make family travel affordable and stress-free with points and miles. They cover how to find multiple award seats, book business class for families, and their best tips for traveling with kids, from managing jet lag and delays to finding family-friendly hotels, must-have travel gear, and more. Nick Reyes is a writer at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://chrishutchins.com/family-travel-nick-reyes Partner Deals…

Partner Deals Long Angle: Join a free private community for high net worth investors Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals #251: Discover why Stoicism matters more than ever and how to make it part of your daily life. We share practical ways to focus on what you can control, build resilience, and cultivate the four Stoic virtues: courage, self-discipline, justice, and wisdom. Ryan Holiday is a bestselling modern philosopher and author of The Daily Stoic, The Obstacle Is the Way, Ego Is the Enemy, and Stillness Is the Key. His books on Stoic virtues have sold over 10 million copies in 40+ languages. He’s also the founder and host of The Daily Stoic podcast. Link to Full Show Notes:…

Partner Deals Long Angle: Join a free private community for high net worth investors Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals #250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes…

Partner Deals Long Angle: Join a free private community for high net worth investors Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals #249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work. Kai is the founder and host of The Daily Churn Podcast, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points. Link to Full Show Notes: https://chrishutchins.com/playing-the-points-game-with-player-2-kai Partner Deals MasterClass: Learn from the world's best with 15% off Mercury: Help your business grow with…